What does the travel insurance and assistance of my BoursoBank card provide?
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You can find all the definitions and conditions of coverage of your card in the downloadable notice of information here
| Coverages | Limits (All taxes incl.) | Deductibles | ||
|---|---|---|---|---|
| Chapter 1 - Chubb Assistance | ||||
| Section 1 - Medical expenses and repatriation abroad | ||||
| A. | Medical expenses abroad | Up to 155.000€* per Insured and per Claim | Nil | |
| B. | Emergency repatriation expenses | Actual costs* | Nil | |
| C. | Primary rescue expenses | Up to 2.500€ per Insured and per Claim | Nil | |
| D. | Travel expenses | Actual costs* | Nil | |
| E. | Accompanying traveller's expenses | Actual costs* | Nil | |
| F. | Costs of cremation, burial or transport in the event of death abroad | Up to 20.000€* per Insured and per Claim | Nil | |
| G. | Search and rescue costs in mountains | Actual costs* | Nil | |
| H. | Emergency dental care | €700 per Insured and per Claim | 50€ | |
| Section 2 - Personal assistance services | ||||
| A. | Return of accompanying persons insured | Actual costs* | Nil | |
| B. | Presence at the bedside in case of hospitalisation of the Insured | Actual costs* | Nil | |
| C. | Coverage of accommodation expenses | 125 € / night max. 10 nights* per Claim | Nil | |
| D. | Expenses for extended accommodation | 125 € / night max. 3 nights* per Claim | Nil | |
| E. | Replacement driver | Actual costs* | Nil | |
| F. | Accompanying children under 15 years old | Actual costs* | Nil | |
| G. | Childcare for children under 15 years old | 200 € / night max. 5 days per Claim | Nil | |
| H. | Transport of pets | Service only, no fees cover | Nil | |
| I. | Transmission of urgent messages | Actual costs* | Nil | |
| J. | Reimbursement of telephone expenses | Up to 100€ per Claim | Nil | |
| K. | Early return of the insured person | Actual costs* | Nil | |
| L. | Assistance in case of legal proceedings | |||
| Advance bail (to be reimbursed by the Insured) | Up to 16.000€ per Insured and per Claim | Nil | ||
| Advance payment of legal fees (to be reimbursed by the Insured) | Up to 16.000€ per Insured and per Claim | Nil | ||
| Payment of lawyers' fees | Up to 3.100€ per Insured and per Claim | Nil | ||
| M. | Assistance with administrative procedures | Service only, no fees cover | Nil | |
| N. | Advance payment of costs on site | Up to 2.000€ per Claim | Nil | |
| O. | Shipment of objects abroad | Actual costs* | Nil | |
| *The services of Chubb Assistance are subject to obtaining the necessary authorizations from the competent administrative authorities. If the Insured Person calls upon the services of Chubb Assistance, the decision as to the nature, appropriateness and organization of the measures to be taken rests exclusively with Chubb Assistance. | ||||
| Chapter 2 - Travel Insurances | ||||
| Section 1 - Trip cancellation or modification | ||||
| Cancellation or modification of the trip | Up to 5.000€ per Insured and per calendar year | Nil | ||
| Section 2 - Missed departure | ||||
| Missed departure (accomodation to pursue travel) | Up to 400€ max per Insured & per year | Nil | ||
| Section 3 - Delay of the transport / Trip renunciation | ||||
| Delay of the transport (>4h) | Up to 400€ max per delay | Nil | ||
| Trip renunciation | Up to 5.000€ per Insured and per calendar year | Nil | ||
| Section 4 - Interruption of travel | ||||
| Unused accommodation costs, additional travel and accommodation costs | Up to 5.000€ per Insured and per calendar year | Nil | ||
| Section 5 - Personal effects and luggage | ||||
| Loss, damage, theft | Up to 800€ per Claim | Nil | ||
| Limit per item | 300€ | Nil | ||
| Limit on valuables | 250€ | Nil | ||
| Delayed delivery of luggage (>4h) | 400 € per Claim | Nil | ||
| Section 6 - Accident during transportation | ||||
| Accidental death or Permanent Total Disability | ||||
| As a passenger on Public Transport | 310.000€ per Claim and per Family | Nil | ||
| Travel Accident | 46.000€ per Claim and per Insured, limited to 310.000€ per Family | Nil | ||
| On board a Rental Vehicle or a private vehicle | 46.000€ per Claim and per Family | Nil | ||
| Permanent Partial Disability | ||||
| As a passenger on Public Transport | 155.000€ per Claim and per Family | Nil | ||
| Travel Accident | 23.000€ per Claim and per Insured, limited to 155.000€ per Family | Nil | ||
| On board a Rental Vehicle or a private vehicle | 23.000€ per Claim and per Family | Nil | ||
| Section 7 - Vehicle rented during the trip | ||||
| Reimbursement of the rental contract deductibles | Up to 50.000 € per Claim, limited to 2 Claims per calendar year | Nil | ||
| Section 8 - Personal liability | ||||
| Bodily injury | Up to 4.500.000€ Per Event and per calendar year | Nil | ||
| Property damage | Up to 1.525.000€ Per Event and per calendar year | Nil | ||
| Consecutive immaterial damage | Up to 1.525.000€ Per Event and per calendar year | Nil | ||
| Section 9 - Winter sports | ||||
| Insured's winter sports equipment | Up to 800€ per Insured and per Claim | 150€ | ||
| Winter sports equipment rented by the Insured | Up to 500€ per Insured and per Claim | 50€ | ||
| Rental of replacement winter sports equipment | Up to 300€ per Insured and per Claim | 20% of losses | ||
| Ski-pass (unused) | Up to 800€ per Insured and per Claim | Nil | ||
| Medical expenses in France | Up to 2.300€ per Insured and per Claim | 30€ | ||
| Coverages | Limits (All taxes incl.) | Deductibles | ||
|---|---|---|---|---|
| Chapter 1 - Chubb Assistance | ||||
| Section 1 - Medical expenses and repatriation abroad | ||||
| A. | Medical expenses abroad | Up to 1 Million €* per Insured and per Claim | Nil | |
| B. | Emergency repatriation expenses | Actual costs* | Nil | |
| C. | Primary rescue expenses | Up to 2.500€ per Insured and per Claim | Nil | |
| D. | Travel expenses | Actual costs* | Nil | |
| E. | Accompanying traveller's expenses | Actual costs* | Nil | |
| F. | Costs of cremation, burial or transport (& luggages) in the event of death abroad | Up to 20.000€* per Insured and per Claim | Nil | |
| G. | Search and rescue costs in mountains | Actual costs* | Nil | |
| H. | Emergency dental care | 700€ per Insured and per Claim | 50€ | |
| Section 2 - Personal assistance services | ||||
| A. | Return of accompanying persons insured | Actual costs* | Nil | |
| B. | Presence at the bedside in case of hospitalisation of the Insured | Actual costs* | Nil | |
| C. | Coverage of accommodation expenses | 250 € / night max. 10 nights* per Claim | Nil | |
| D. | Expenses for extended accommodation | 250 € / night max. 5 nights* per Claim | Nil | |
| E. | Replacement driver | Actual costs* | Nil | |
| F. | Accompanying children under 15 years old | Actual costs* | Nil | |
| G. | Childcare for children under 15 years old | 200 € / night max. 10 days per Claim | Nil | |
| H. | Transport of pets | Service only, no fees cover | Nil | |
| I. | Transmission of urgent messages | Actual costs* | Nil | |
| J. | Reimbursement of telephone expenses | Up to 100€ per Claim | Nil | |
| K. | Early return of the insured person | Actual costs* | Nil | |
| L. | Assistance in case of legal proceedings | |||
| Advance bail (to be reimbursed by the Insured) | Up to 16.000€ per Insured and per Claim | Nil | ||
| Advance payment of legal fees (to be reimbursed by the Insured) | Up to 16.000€ per Insured and per Claim | Nil | ||
| Payment of lawyers' fees | Up to 3.100€ per Insured and per Claim | Nil | ||
| M. | Assistance with administrative procedures | Service only, no fees cover | Nil | |
| N. | Advance payment of costs on site | Up to 2.000€ per Claim | Nil | |
| O. | Shipment of objects abroad | Actual costs* | Nil | |
| *The services of Chubb Assistance are subject to obtaining the necessary authorizations from the competent administrative authorities. If the Insured Person calls upon the services of Chubb Assistance, the decision as to the nature, appropriateness and organization of the measures to be taken rests exclusively with Chubb Assistance. | ||||
| Chapter 2 - Travel Insurances | ||||
| Section 1 - Trip cancellation or modification | ||||
| Cancellation or modification of the trip | Up to 10.000€ per Insured and per calendar year | Nil | ||
| Section 2 - Missed departure | ||||
| Accomodation and Transport costs to pursue the Trip | Up to 900€ max per Insured & per year | Nil | ||
| Section 3 - Delay of the transport / Trip renunciation / Missed connexion | ||||
| Delay of the transport (>4h) / missed connexion | Up to 900€ max per delay | Nil | ||
| Trip renunciation | Up to 10.000€ per Insured and per calendar year | Nil | ||
| Section 4 - Interruption of travel | ||||
| Unused accommodation costs, additional travel and accommodation costs | Up to 10.000€ per Insured and per calendar year | Nil | ||
| Section 5 - Personal effects and luggage | ||||
| Loss, damage, theft | Up to 1.800€ per Claim | Nil | ||
| Limit per item | 300€ | Nil | ||
| Limit on valuables | 250€ | Nil | ||
| Delayed delivery of luggage (>4h) | 900€ per Claim | Nil | ||
| Section 6 - Accident during transportation | ||||
| Accidental death or Permanent Total Disability | ||||
| As a passenger on Public Transport | 500.000€ per Claim and per Family | Nil | ||
| Travel Accident | 75.000€ per Claim and per Insured, limited to 500.000€ per Family | Nil | ||
| On board a Rental Vehicle or a private vehicle | 75.000€ per Claim and per Insured | Nil | ||
| Permanent Partial Disability | ||||
| As a passenger on Public Transport | 250.000€ per Claim and per Family | Nil | ||
| Travel Accident | 37 500€ per Claim and per Insured, limited to 250.000€ per Family | Nil | ||
| On board a Rental Vehicle or a private vehicle | 37 500€ per Claim and per Insured | Nil | ||
| Section 7 - Vehicle rented during the trip | ||||
| Reimbursement of the rental contract deductibles | Up to 50.000 € per Claim, limited to 2 Claims per calendar year | Nil | ||
| Section 8 - Personal liability | ||||
| Bodily injury | Up to 4.500.000€ Per Event and per calendar year | Nil | ||
| Property damage | Up to 1.525.000€ Per Event and per calendar year | Nil | ||
| Consecutive immaterial damage | Up to 1.525.000€ Per Event and per calendar year | Nil | ||
| Section 9 - Winter sports | ||||
| Insured's winter sports equipment < 5 years | Up to 1 600€ per Insured and per Claim | 150€ | ||
| Winter sports equipment rented by the Insured | Up to 1 000€ per Insured and per Claim | 50€ | ||
| Rental of replacement winter sports equipment | Up to 600€ per Insured and per Claim | 20% of losses | ||
| Ski-pass (unused) | Up to 800€ per Insured and per Claim | Nil | ||
| Medical expenses in France | Up to 2.300€ per Insured and per Claim | 30€ | ||
| Section 10 - Ticket cancellation | ||||
| Reimbursement of Tickets | Up to 1 500€ per calendar year | Nil | ||
| Coverages | Limits (All taxes incl.) | Deductibles | |
|---|---|---|---|
| Chapter 1 - Chubb Assistance | |||
| Section 1 - Medical expenses and repatriation abroad | |||
| A. | Medical expenses abroad | Up to €155,000* per Insured Person and per Claim | None |
| B. | Emergency repatriation costs | Actual costs* | None |
| C. | Primary rescue costs | Up to €2,500 per Insured Person and per Claim | None |
| D. | Travel expenses | Actual costs* | None |
| E. | Accompanying traveller's expenses | Actual costs* | None |
| F. | Cremation, burial or transport costs in the event of death abroad | Up to €20,000* per Insured Person and per Claim | None |
| G. | Mountain search and rescue expenses | Actual costs* | None |
| H. | Emergency dental treatment | 700€ per insured person and per claim | 50€ |
| Section 2 - Personal assistance services | |||
| A. | Return of insured accompanying persons | Actual costs* | None |
| B. | Presence at the bedside in the event of the Insured's hospitalisation | Actual costs* | None |
| C. | Coverage of accommodation costs | €125/night, max. 10 nights* per Claim | None |
| D. | Extended accommodation costs | €125/night max. 3 nights* per Claim | None |
| E. | Replacement driver | Actual costs* | None |
| F. | Accompaniment of children under 15 | Actual costs* | None |
| G. | Childcare for children under 15 | €200/day max. 5 days per Claim | None |
| H. | Transport of pets | Service only, no coverage | None |
| I. | Transmission of urgent messages | Actual costs* | None |
| J. | Reimbursement of telephone costs | Up to €100 per claim | None |
| K. | Early return of the insured | Actual costs* | None |
| L. | Assistance in the event of legal proceedings | ||
| Advance payment of bail (to be reimbursed by the Insured) | Up to €16,000 per insured person and per claim | None | |
| Advance payment of solicitor's fees (to be reimbursed by the Insured) | Up to €16,000 per insured person and per claim | None | |
| Coverage of solicitor's fees | Up to €3,100 per insured person and per claim | None | |
| M. | Assistance with administrative procedures | Service only, no coverage | None |
| N. | Advance payment of expenses on site | Up to €2,000 per claim | None |
| O. | Delivery of items abroad | Actual costs* | None |
| Chapter 2 - Travel Insurances | |||
| Section 1 - Trip cancellation or modification | |||
| Trip cancellation or modification | up to €5,000 per insured person per calendar year | None | |
| Section 2 - Missed Departure | |||
| Missed connection | Up to €400 max per Insured Person and per calendar year | None | |
| Section 3 - Delay of means of transport / Cancellation of trip | |||
| Delay in means of transport (>4 hours) | Up to €400 max per delay | None | |
| Trip Cancellation | Up to €5,000 per insured person and per calendar year | None | |
| Section 4 - Trip interruption | |||
| Unused accommodation costs, travel and additional accommodation costs | Up to €5,000 per insured person and per calendar year | None | |
| Section 5 - Personal effects and luggage | |||
| Loss, damage, theft | Up to € 800 per Claim | None | |
| Limit per item | € 300 | None | |
| Limit on valuables | € 250 | None | |
| Delayed baggage delivery (>4 hours) | € 400 per Claim | None | |
| Section 6 - Accident during transport | |||
| Accidental death or total permanent disability | |||
| As a passenger on public transport | € 310 000 per claim and per family | None | |
| Commuting accident | € 46 000 per claim and per insured person, up to a limit of €310,000 per family | None | |
| In a rental vehicle or private vehicle | € 46 000 per claim and per insured person | None | |
| Partial permanent disability | |||
| As a passenger on public transport | € 155 000 per claim and per family | None | |
| Commuting accident | € 23 000 per claim and per insured person, up to a limit of €155,000 per family | None | |
| In a rental vehicle or private vehicle | € 23 000 per claim and per insured person | None | |
| Section 7 - Vehicle rental during the trip | |||
| Reimbursement of rental contract excess | Up to €50,000 per claim, limited to 2 claims per calendar year | None | |
| Section 8 - Civil liability | |||
| Bodily injury | Up to €4,500,000 per event and per calendar year | None | |
| Property damage | Up to €1,525,000 per event and per calendar year | None | |
| Consequential immaterial damage | Up to €1,525,000 per event and per calendar year | None | |
| Section 9 - Winter sports | |||
| The Insured's winter sports equipment | Up to 800€ per Insured and per Claim | 20% of losses | |
| Winter sports equipment rented by the Insured | Up to 800€ per Insured and per Claim | 20% of losses | |
| Rental of replacement winter sports equipment | Up to 300€ per Insured and per Claim | Nil | |
| Ski pass (or unused lessons) | Up to 800€ per Insured and per Claim | Nil | |
| Medical expenses in France | Up to 2,300€ per Insured Person and per Claim | 30 € | |