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What does the travel insurance and assistance of my BoursoBank card provide? 

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You can find all the definitions and conditions of coverage of your card in the downloadable notice of information here

 

 

Coverages   Limits (All taxes incl.) Deductibles
Chapter 1 - Chubb Assistance
Section 1 - Medical expenses and repatriation abroad
A. Medical expenses abroad Up to 155.000€*
per Insured and per Claim
Nil
B. Emergency repatriation expenses Actual costs* Nil
C. Primary rescue expenses Up to 2.500€
per Insured and per Claim
Nil
D. Travel expenses Actual costs* Nil
E. Accompanying traveller's expenses Actual costs* Nil
F. Costs of cremation, burial or transport in the event of death abroad Up to 20.000€*
per Insured and per Claim
Nil
G. Search and rescue costs in mountains Actual costs* Nil
H. Emergency dental care €700
per Insured and per Claim
50€
Section 2 - Personal assistance services
A. Return of accompanying persons insured Actual costs* Nil
B. Presence at the bedside in case of hospitalisation of the Insured Actual costs* Nil
C. Coverage of accommodation expenses 125 € / night max. 10 nights*
per Claim
Nil
D. Expenses for extended accommodation 125 € / night max. 3 nights*
per Claim
Nil
E. Replacement driver Actual costs* Nil
F. Accompanying children under 15 years old Actual costs* Nil
G. Childcare for children under 15 years old 200 € / night max. 5 days
per Claim
Nil
H. Transport of pets Service only, no fees cover Nil
I. Transmission of urgent messages Actual costs* Nil
J. Reimbursement of telephone expenses Up to 100€
per Claim
Nil
K. Early return of the insured person Actual costs* Nil
L. Assistance in case of legal proceedings    
  Advance bail (to be reimbursed by the Insured) Up to 16.000€
per Insured and per Claim
Nil
  Advance payment of legal fees (to be reimbursed by the Insured) Up to 16.000€
per Insured and per Claim
Nil
  Payment of lawyers' fees Up to 3.100€
per Insured and per Claim
Nil
M. Assistance with administrative procedures Service only, no fees cover Nil
N. Advance payment of costs on site Up to 2.000€
per Claim
Nil
O. Shipment of objects abroad Actual costs* Nil
  *The services of Chubb Assistance are subject to obtaining the necessary authorizations from the competent administrative authorities. If the Insured Person calls upon the services of Chubb Assistance, the decision as to the nature, appropriateness and organization of the measures to be taken rests exclusively with Chubb Assistance.
Chapter 2 - Travel Insurances
Section 1 - Trip cancellation or modification
  Cancellation or modification of the trip Up to 5.000€
per Insured and per calendar year
Nil
Section 2 - Missed departure
  Missed departure (accomodation to pursue travel) Up to 400€ max
per Insured & per year
Nil
Section 3 - Delay of the transport / Trip renunciation
  Delay of the transport (>4h) Up to 400€ max
per delay
Nil
  Trip renunciation Up to 5.000€
per Insured and per calendar year
Nil
Section 4 - Interruption of travel
  Unused accommodation costs, additional travel and accommodation costs Up to 5.000€
per Insured and per calendar year
Nil
Section 5 - Personal effects and luggage
  Loss, damage, theft Up to 800€
per Claim
Nil
  Limit per item 300€ Nil
  Limit on valuables 250€ Nil
  Delayed delivery of luggage (>4h) 400 €
per Claim
Nil
Section 6 - Accident during transportation
  Accidental death or Permanent Total Disability    
  As a passenger on Public Transport 310.000€
per Claim and per Family
Nil
  Travel Accident 46.000€
per Claim and per Insured, limited to 310.000€ per Family
Nil
  On board a Rental Vehicle or a private vehicle 46.000€
per Claim and per Family
Nil
  Permanent Partial Disability    
  As a passenger on Public Transport 155.000€
per Claim and per Family
Nil
  Travel Accident 23.000€
per Claim and per Insured, limited to 155.000€ per Family
Nil
  On board a Rental Vehicle or a private vehicle 23.000€
per Claim and per Family
Nil
Section 7 - Vehicle rented during the trip
  Reimbursement of the rental contract deductibles Up to 50.000 €
per Claim, limited to 2 Claims per calendar year
Nil
Section 8 - Personal liability
  Bodily injury Up to 4.500.000€
Per Event and per calendar year
Nil
  Property damage Up to 1.525.000€
Per Event and per calendar year
Nil
  Consecutive immaterial damage Up to 1.525.000€
Per Event and per calendar year
Nil
Section 9 - Winter sports
  Insured's winter sports equipment Up to 800€
per Insured and per Claim
150€
  Winter sports equipment rented by the Insured Up to 500€
per Insured and per Claim
50€
  Rental of replacement winter sports equipment Up to 300€
per Insured and per Claim
20% of losses
  Ski-pass (unused) Up to 800€
per Insured and per Claim
Nil
  Medical expenses in France Up to 2.300€
per Insured and per Claim
30€
Coverages   Limits (All taxes incl.) Deductibles
Chapter 1 - Chubb Assistance
Section 1 - Medical expenses and repatriation abroad
A. Medical expenses abroad Up to 1 Million €*
per Insured and per Claim
Nil
B. Emergency repatriation expenses Actual costs* Nil
C. Primary rescue expenses Up to 2.500€
per Insured and per Claim
Nil
D. Travel expenses Actual costs* Nil
E. Accompanying traveller's expenses Actual costs* Nil
F. Costs of cremation, burial or transport (& luggages) in the event of death abroad Up to 20.000€*
per Insured and per Claim
Nil
G. Search and rescue costs in mountains Actual costs* Nil
H. Emergency dental care 700€
per Insured and per Claim
50€
Section 2 - Personal assistance services
A. Return of accompanying persons insured Actual costs* Nil
B. Presence at the bedside in case of hospitalisation of the Insured Actual costs* Nil
C. Coverage of accommodation expenses 250 € / night max. 10 nights*
per Claim
Nil
D. Expenses for extended accommodation 250 € / night max. 5 nights*
per Claim
Nil
E. Replacement driver Actual costs* Nil
F. Accompanying children under 15 years old Actual costs* Nil
G. Childcare for children under 15 years old 200 € / night max. 10 days
per Claim
Nil
H. Transport of pets Service only, no fees cover Nil
I. Transmission of urgent messages Actual costs* Nil
J. Reimbursement of telephone expenses Up to 100€
per Claim
Nil
K. Early return of the insured person Actual costs* Nil
L. Assistance in case of legal proceedings    
  Advance bail (to be reimbursed by the Insured) Up to 16.000€
per Insured and per Claim
Nil
  Advance payment of legal fees (to be reimbursed by the Insured) Up to 16.000€
per Insured and per Claim
Nil
  Payment of lawyers' fees Up to 3.100€
per Insured and per Claim
Nil
M. Assistance with administrative procedures Service only, no fees cover Nil
N. Advance payment of costs on site Up to 2.000€
per Claim
Nil
O. Shipment of objects abroad Actual costs* Nil
  *The services of Chubb Assistance are subject to obtaining the necessary authorizations from the competent administrative authorities. If the Insured Person calls upon the services of Chubb Assistance, the decision as to the nature, appropriateness and organization of the measures to be taken rests exclusively with Chubb Assistance.
Chapter 2 - Travel Insurances
Section 1 - Trip cancellation or modification
  Cancellation or modification of the trip Up to 10.000€
per Insured and per calendar year
Nil
Section 2 - Missed departure
  Accomodation and Transport costs to pursue the Trip Up to 900€ max
per Insured & per year
Nil
Section 3 - Delay of the transport / Trip renunciation / Missed connexion
  Delay of the transport (>4h) / missed connexion Up to 900€ max
per delay
Nil
  Trip renunciation Up to 10.000€
per Insured and per calendar year
Nil
Section 4 - Interruption of travel
  Unused accommodation costs, additional travel and accommodation costs Up to 10.000€
per Insured and per calendar year
Nil
Section 5 - Personal effects and luggage
  Loss, damage, theft Up to 1.800€
per Claim
Nil
  Limit per item 300€ Nil
  Limit on valuables 250€ Nil
  Delayed delivery of luggage (>4h) 900€
per Claim
Nil
Section 6 - Accident during transportation
  Accidental death or Permanent Total Disability    
  As a passenger on Public Transport 500.000€
per Claim and per Family
Nil
  Travel Accident 75.000€
per Claim and per Insured, limited to 500.000€ per Family
Nil
  On board a Rental Vehicle or a private vehicle 75.000€
per Claim and per Insured
Nil
  Permanent Partial Disability    
  As a passenger on Public Transport 250.000€
per Claim and per Family
Nil
  Travel Accident 37 500€
per Claim and per Insured, limited to 250.000€ per Family
Nil
  On board a Rental Vehicle or a private vehicle 37 500€
per Claim and per Insured
Nil
Section 7 - Vehicle rented during the trip
  Reimbursement of the rental contract deductibles Up to 50.000 €
per Claim, limited to 2 Claims per calendar year
Nil
Section 8 - Personal liability
  Bodily injury Up to 4.500.000€
Per Event and per calendar year
Nil
  Property damage Up to 1.525.000€
Per Event and per calendar year
Nil
  Consecutive immaterial damage Up to 1.525.000€
Per Event and per calendar year
Nil
Section 9 - Winter sports
  Insured's winter sports equipment < 5 years Up to 1 600€
per Insured and per Claim
150€
  Winter sports equipment rented by the Insured Up to 1 000€
per Insured and per Claim
50€
  Rental of replacement winter sports equipment Up to 600€
per Insured and per Claim
20% of losses
  Ski-pass (unused) Up to 800€
per Insured and per Claim
Nil
  Medical expenses in France Up to 2.300€
per Insured and per Claim
30€
Section 10 - Ticket cancellation
  Reimbursement of Tickets Up to 1 500€
per calendar year
Nil
Coverages   Limits (All taxes incl.) Deductibles
Chapter 1 - Chubb Assistance
Section 1 - Medical expenses and repatriation abroad
A. Medical expenses abroad Up to €155,000*
per Insured Person and per Claim
None
B. Emergency repatriation costs Actual costs* None
C. Primary rescue costs Up to €2,500
per Insured Person and per Claim
None
D. Travel expenses Actual costs* None
E. Accompanying traveller's expenses Actual costs* None
F. Cremation, burial or transport costs in the event of death abroad Up to €20,000*
per Insured Person and per Claim
None
G. Mountain search and rescue expenses Actual costs* None
H. Emergency dental treatment 700€
per insured person and per claim
50€
Section 2 - Personal assistance services
A. Return of insured accompanying persons Actual costs* None
B. Presence at the bedside in the event of the Insured's hospitalisation Actual costs* None
C. Coverage of accommodation costs €125/night, max. 10 nights*
per Claim
None
D. Extended accommodation costs €125/night max. 3 nights*
per Claim
None
E. Replacement driver Actual costs* None
F. Accompaniment of children under 15 Actual costs* None
G. Childcare for children under 15 €200/day max. 5 days
per Claim
None
H. Transport of pets Service only, no coverage None
I. Transmission of urgent messages Actual costs* None
J. Reimbursement of telephone costs Up to €100
per claim
None
K. Early return of the insured Actual costs* None
L. Assistance in the event of legal proceedings    
  Advance payment of bail (to be reimbursed by the Insured) Up to €16,000
per insured person and per claim
None
  Advance payment of solicitor's fees (to be reimbursed by the Insured) Up to €16,000
per insured person and per claim
None
  Coverage of solicitor's fees Up to €3,100
per insured person and per claim
None
M. Assistance with administrative procedures Service only, no coverage None
N. Advance payment of expenses on site Up to €2,000
per claim
None
O. Delivery of items abroad Actual costs* None
Chapter 2 - Travel Insurances
Section 1 - Trip cancellation or modification
  Trip cancellation or modification up to €5,000
per insured person per calendar year
None
Section 2 - Missed Departure
  Missed connection Up to €400 max
per Insured Person and per calendar year
None
Section 3 - Delay of means of transport / Cancellation of trip
  Delay in means of transport (>4 hours) Up to €400 max
per delay
None
  Trip Cancellation Up to €5,000
per insured person and per calendar year
None
Section 4 - Trip interruption
  Unused accommodation costs, travel and additional accommodation costs Up to €5,000
per insured person and per calendar year
None
Section 5 - Personal effects and luggage
  Loss, damage, theft Up to € 800
per Claim
None
  Limit per item € 300 None
  Limit on valuables € 250 None
  Delayed baggage delivery (>4 hours) € 400
per Claim
None
Section 6 - Accident during transport
  Accidental death or total permanent disability    
  As a passenger on public transport € 310 000
per claim and per family
None
  Commuting accident € 46 000
per claim and per insured person, up to a limit of €310,000 per family
None
  In a rental vehicle or private vehicle € 46 000
per claim and per insured person
None
  Partial permanent disability    
  As a passenger on public transport € 155 000
per claim and per family
None
  Commuting accident € 23 000
per claim and per insured person, up to a limit of €155,000 per family
None
  In a rental vehicle or private vehicle € 23 000
per claim and per insured person
None
Section 7 - Vehicle rental during the trip
  Reimbursement of rental contract excess Up to €50,000
per claim, limited to 2 claims per calendar year
None
Section 8 - Civil liability
  Bodily injury Up to €4,500,000
per event and per calendar year
None
  Property damage Up to €1,525,000
per event and per calendar year
None
  Consequential immaterial damage Up to €1,525,000
per event and per calendar year
None
Section 9 - Winter sports
  The Insured's winter sports equipment Up to 800€
per Insured and per Claim
20% of losses
  Winter sports equipment rented by the Insured Up to 800€
per Insured and per Claim
20% of losses
  Rental of replacement winter sports equipment Up to 300€
per Insured and per Claim
Nil
  Ski pass (or unused lessons) Up to 800€
per Insured and per Claim
Nil
  Medical expenses in France Up to 2,300€
per Insured Person and per Claim
30 €